![]() Do I have to give a recorded statement to the adjuster? These cases generally involve more severe crashes and more severe injuries, and it is important to speak to an attorney as soon as possible to inspect the accident scene and involve an expert if necessary.Īt some point, it is usually necessary to hire an attorney in any case involving an injury from an on-the-job motor vehicle crash, simply because these cases are more complicated than just a workers’ comp case or a motor vehicle case standing alone, and it takes an attorney experienced in both areas to work out both cases in the best interests of the client. The BIG exception is if the motor vehicle crash involves a commercial vehicle such as an 18-wheeler, as opposed to a private passenger vehicle. If medical bills and any lost wages are being paid without any issue by the workers’ comp insurer, then usually it is not urgent to speak to an attorney. When should I speak to an attorney?Īnswer: The first priority with any on-the-job motor vehicle crash is to notify the employer immediately and make sure you get the medical attention you need. It is important to know what credits and set-offs apply to this claim in order to maximize your recovery in the motor vehicle case. The workers’ comp insurer also has a claim for what pays against the party at fault. For motor vehicle cases, determination of settlement value is more complex and takes into account many factors. The main factors are your permanent impairment rating for your injury, your average weekly wage, and whether you can perform the same job that you were doing when you were injured. How can I calculate how much my case is worth?Īnswer: In Kentucky workers’ comp cases, the value of your case is determined by a formula prescribed by statute. Kentucky “no fault” auto insurance does not pay for medical bills if they are covered by workers’ comp. How will my medical bills get paid?Īnswer: The workers’ comp insurer is primarily responsible for paying all of your medical bills for any on-the-job injury in Kentucky, even if you also have a liability claim in a motor vehicle case. You do not have to fill out any forms from the liability adjuster in the motor vehicle case. Do I have to sign the forms I got from the insurance adjuster?Īnswer: For your workers’ comp case, you will be asked to fill out medical authorizations. FIVE QUESTIONS WE FREQUENTLY HEAR FROM CALLERS ABOUT ON-THE-JOB MOTOR VEHICLE CRASHES: 1. ![]()
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